In the early-1990s, telephone companies ran ads for long distance calls highlighting the cost per minute for a U.S. customer to speak to someone in another country. Today, that business does not exist. You can now Facetime or Zoom anyone, anywhere, for free.
What changed?
The shift to Voice over Internet Protocol (VoIP) ultimately drove the price of calls down to nearly zero.
Today, we are experiencing a similar transformation as a global, embedded financial layer emerges within the internet. This will ultimately drive money transfer costs closer to zero, transforming a system long burdened by high fees, delays and middlemen.
Stablecoins are the application driving this evolution. The maxim “adoption is slow until it is fast” captures their explosive growth in recent years. To get an idea of scale, stablecoin transaction volume surged above $27 trillion in 2024 – surpassing Visa and Mastercard combined. Today, there are stablecoin providers, such as Tether, that hold more U.S
We współpracy z: https://www.coindesk.com/opinion/2025/04/04/two-roads-diverged-choosing-the-right-path-on-stablecoin-legislation
