The U.S. draft bill proposes a two-year ban on self-backed stablecoins and mandates a Treasury study on potential risks.
The new regulation gives the OCC authority to oversee stablecoin issuers, aiming to ensure stability and compliance in the financial system.
French Hill, chairman of the US House Financial Services Committee, and Bryan Steil, chairman of the Digital Assets Subcommittee, have just released a draft of the most recent stablecoin regulations. A two-year ban on stablecoins backed entirely by self-issued digital assets is one of the primary ideas in the proposal.
Known as the STABLE Act of 2025, this bill seeks to offer clarity for the United States’ payment stablecoin issuing and operation.
Conversely, this rule allows financial authorities time to investigate the effects of such stablecoins in more depth. The US Treasury Department has to do thorough research to evaluate the potential risks presented, including their possible influence on the world payment system a
