JPMorgan Considers Bitcoin‑Secured Lending 

JPMorgan Considers Bitcoin‑Secured Lending 
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Bitcoin Magazine

JPMorgan Considers Bitcoin‑Secured Lending 

JPMorgan Chase is exploring a policy to lend directly against clients’ Bitcoin and crypto holdings, according to the Financial Times. This would mark the first time the largest U.S. bank has accepted digital assets themselves—not ETFs—as collateral for loans.

BREAKING: $4 trillion Wall Street giant JPMorgan is exploring loans backed by clients’ #Bitcoin and crypto holdings. pic.twitter.com/vnCzDVbcSH
— Bitcoin Magazine (@BitcoinMagazine) July 22, 2025

In the past, CEO Jamie Dimon’s past remarks have alluded to the fact that he does not support Bitcoin or crypto. More recently, however, his tone has softened. “I don’t think you should smoke, but I defend your right to smoke. I defend your right to buy Bitcoin. Go at it,” Dimon said in May.
JPMorgan declined to comment on the plans, which could launch as early as 2026. Any finalized program would require the bank to address technical chall

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