Decentralized finance (DeFi) not only facilitates anonymous crypto trading, but also offers a multitude of services.
One of the most commonly used is crypto and stablecoin lending.
Technically, it’s called “borrowing,” and it effectively allows you to obtain liquidity without necessarily having to sell your assets. It also enables the implementation of leverage strategies (i.e., opening leveraged positions), hedging, and optimizing the yield of your portfolio.
How Lending Works in DeFi
Borrowing in DeFi operates in a completely different manner compared to traditional bank loans.
First of all, there are neither intermediaries nor controls, and no issues of reliability or solvency. Everything is managed by decentralized smart contracts on blockchain (usually Ethereum), and is based on the principle of over-collateralization.
In fact, loans in DeFi almost always need to be over-collateralized.
In other words, to borrow an amount, one must lock up tokens of greate
We współpracy z: https://en.cryptonomist.ch/2026/01/03/how-to-borrow-crypto-or-stablecoins-in-defi/
