Delaware has introduced Senate Bill 19 (SB 19), legislation that would bring stablecoin issuers under the state’s existing banking supervisory framework and position the state as a certified regulatory jurisdiction under the federal Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act), enacted in July 2025.
Spiros Mantzavinos and Rep. Bill Bush following direct consultation with Delaware’s financial sector, the bill creates a formal licensing pathway for payment stablecoin issuers operating below the $10 billion consolidated issuance threshold established by federal law. The implications extend well beyond Dover, Delaware’s move sets the terms for how state-level regulation can coexist with, and potentially substitute for, federal oversight of digital currency issuance.
The timing is not incidental. The GENIUS Act requires all state regulators seeking certification to promulgate implementation rules by July 18, 2026, leaving Delaware rou
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