The European Central Bank selected 36 banks, fintechs and payment processors on July 14 to help test a beta digital euro in real-world payment environments beginning in the second half of 2027.
The participants include Deutsche Bank, UniCredit, Revolut, Stripe, Adyen, Worldline, Nexi Payments and SumUp. They will connect their payment services to the Eurosystem’s infrastructure and support transactions between central-bank staff and selected merchants during a pilot scheduled to run for 12 months.
TL;DR
The ECB selected 36 payment service providers from 16 euro-area countries after receiving more than 50 applications.
The pilot will test online and offline person-to-person payments, physical-store purchases and e-commerce transactions.
The beta digital euro will not have legal-tender status and does not represent a final decision to issue the currency.
A possible 2029 launch remains dependent on EU legislation and subsequent approval by the ECB Governing Council.
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