The question most crypto holders ask is whether self-custody is safer than an exchange. That framing misses the point.
Self-custody vs exchange custody is not a contest of how much risk each carries, but of what kind. The right answer depends on which set of risks a holder is better equipped to manage.
An exchange exposes funds to someone else’s failure: a hack, an insolvency, a frozen account. Self-custody removes that exposure entirely, then hands the holder a different burden: a lost key means lost funds, with no support line to call. Neither option erases risk. Each trades one type for another.
This compares the two risk profiles honestly, using what the 2026 data and history actually show.
What History Shows About Exchange Failures
The case against leaving funds on an exchange is not theoretical. The risks of keeping crypto on an exchange show up as a record of specific, large-scale failures that cost users their holdings.
FTX is the starkest example. When it collapse
We współpracy z: https://cryptodaily.co.uk/2026/06/self-custody-vs-exchange-custody-comparing-the-real-risks-in-2026
