Crypto lending gives holders a way to access liquidity without selling their assets. The real challenge is not borrowing itself, but controlling risk once market volatility enters the picture. In most cases, liquidation is triggered not by high interest rates, but by excessive leverage. This is where low Loan-to-Value (LTV) borrowing becomes relevant.
Why LTV Matters More Than the Loan Size
LTV measures how much you borrow relative to the value of your collateral. A low LTV means your loan is supported by a large buffer of collateral. A high LTV means that even a modest price drop can push the position toward liquidation.
In crypto markets, price swings are structural. Sudden drawdowns compress collateral value quickly, raising LTV without any action from the borrower. Starting from a low LTV creates distance from liquidation thresholds and gives borrowers time to respond rather than react.
Low LTV does not eliminate risk, but it dramatically reduces how often risk bec
We współpracy z: https://cryptodaily.co.uk/2025/12/low-ltv-crypto-loans-on-clapp-a-safety-first-borrowing-model
