JPM Coin launched on Base on November 12, 2025, as a JPMorgan-backed deposit token to let institutional clients move funds 24/7. The token converts on‑book dollar deposits into on‑chain balance for faster, round‑the‑clock settlement and cross‑border efficiency.
What is JPM Coin and how does it work on Base?
JPM Coin is a bank-issued deposit token that represents fiat liabilities held at JPMorgan. Institutions can convert dollar deposits into the token, move them on the Base blockchain, then redeem back to on‑bank balances. As a result, transfers settle outside normal bank hours and reduce counterparty steps in institutional flows.
The launch is a pilot-to-production rollout at the moment, rather than a retail stablecoin release.
Why is JPMorgan launching now amid regulatory change?
The timing reflects shifting policy and market demand. Regulators in the U.S. are debating frameworks for digital assets, and proposals such as the GENIUS Act have shaped industry pl
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