The rise of artificial intelligence and robotics is forcing us to face something we’ve all sensed coming: millions of jobs are going to soon vanish. From factory floors to law offices, from truck driving to financial analysis, AI is learning to do our work faster, cheaper, and often better. This isn’t a future problem — it’s happening now. The real question is what we’re going to do about it, because the old idea of tying survival to a paycheck is going to break.
A lot of public personalities are offering big ideas. My own favorite solution is Universal Basic Income (UBI), which I have promoted for over a decade. It’s where everyone gets a guaranteed monthly cash payment from the government, no strings attached, enough to cover the basics. UC Berkeley Professor of Finance Emeritus, Mark Garman has suggested Universal Basic Capital, giving everyone income-producing assets and dividends via a superfund. XPrize founder Peter Diamandis on X recently promoted Universal Basic Own
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